ACQUSITION AND
PERMANENT FINANCING

We secures tailored acquisition financing for stabilized or value-added properties, including multifamily, hospitality, and other income-generating assets. Through options like agency loans (Fannie Mae/Freddie Mac), traditional mortgages, and Lifeco loans, we deliver long-term financing solutions with competitive terms. Loan-to-value (LTV) ratios can reach up to 80%, depending on the project specifics, allowing for substantial leverage while maintaining flexibility.

BRIDGE LOANS

For short-term funding needs, we facilitate bridge loans, providing quick access to capital for value-add acquisitions or property renovations. These loans are ideal for properties that are not yet stabilized, helping investors bridge the gap between acquisition and permanent financing. They allow you to seize time-sensitive opportunities in the commercial real estate market.

CONSTRUCTION LOAN

Njord Capital Group provides comprehensive construction financing solutions for ground-up developments across various asset classes, including multifamily, industrial, and retail. In today’s market, loan-to-cost (LTC) ratios may vary but typically range up to 75%, balancing leverage and risk. With flexible terms and staggered draws, these loans support efficient project development from start to finish, adapting to the current economic landscape.

MEZZANINE FINANCING

For projects that require higher leverage, mezzanine debt fills the gap between senior debt and equity. This hybrid financing option offers flexible repayment terms and enables developers to secure additional funding without diluting ownership. Mezzanine financing is ideal for large-scale projects where added capital is needed to reach the desired capital structure.

C-PACE FINANCING

C-PACE (Commercial Property Assessed Clean Energy) financing is available for energy-efficient and water conservation improvements in commercial properties. This financing can cover a substantial portion of the specific improvement costs, typically up to 20-30%, and is repaid through a property tax assessment. When added to the capital stack, C-PACE can reduce reliance on traditional senior loans, offering a blended lower effective interest rate and more flexible terms. This makes it an ideal option for developers looking to increase project value through sustainability while achieving financial efficiency. With long-term, low-interest repayment options, C-PACE helps developers enhance property value and reduce operating costs.

REFINANCE SOLUTIONS

We also offers refinancing options for commercial properties, allowing investors to unlock equity, reduce debt costs, or transition from short-term to long-term financing. Our refinancing solutions include partnerships with Lifeco companies, CMBS lenders, and agency lenders to ensure competitive terms and long-term stability for your assets.

EQUITY FINANCING

When debt alone isn't sufficient, Njord Capital Group facilitates equity financing by connecting developers with equity sponsors. This solution provides additional funding while reducing the debt burden and offering the potential to enhance project value through strategic partnerships.